Aadhar Housing Finance's Net Profit Rises by 20.18% to 1,095.88 Crore in FY26

New Delhi, May 6: Aadhar Housing Finance has reported a growth of 20.18 per cent in its net consolidated profit during the financial year 2025-26. Its profit after tax stood at 1,095.88 crore in FY26 as against 911.83 crore it recorded in FY25, the company said in a BSE filing.

Total Income Growth

The company's net consolidated total income stood at 3,686.88 crore in FY26, a growth of 18.59 per cent from 3,108.91 crore it recorded in FY25.

Q4 FY26 Performance

In Q4 FY26, its net consolidated total income increased by 19.03 per cent and stood at 992.51 crore as against 833.84 crore it registered in the similar quarter last year. Its profit after tax rose by 26.99 per cent to 310.92 crore in Q4 FY26 as against 244.84 crore it recorded in the corresponding quarter of the previous fiscal.

AUM Crosses 30,000 Crore Milestone

Its assets-under-management (AUM) grew by 20 per cent year-on-year to 30,571 crore as of March 31, 2026, from 25,531 crore as of March 31, 2025. Disbursements for the quarter stood at 3,087 crore, reflecting a growth of 20 per cent year-on-year. Total number of loan accounts as of March 31, 2026, stood at over 3,36,000.

Official Statement

Rishi Anand, MD & CEO of the company said, "Aadhar Housing Finance has delivered strong performance in FY2026, marked by consistent growth and stable asset quality, while crossing the 30,000 crore AUM milestone and achieving its highest-ever quarterly disbursements in Q4 FY26. AUM stood at 30,571 crore as of March 31, 2026, registering a year-on-year growth of 20%, while profit after tax for FY2026 grew by 22% year-on-year to 1,108 crore. Our focus remains on expanding our presence in underserved markets, improving productivity, and leveraging technology to enhance efficiency across the loan lifecycle."

Key Financial Ratios as on March 31, 2026

As on March 31, 2026, its net worth stood at 7,534.54 crore, debt-equity ratio was 2.40, total debts to total assets was 68.99 per cent, gross non-performing assets (NPA) was 1.09 per cent, net NPA was 0.71 per cent, provision coverage ratio was 35.68 per cent, capital adequacy ratio (CRAR) was 42.49 per cent and liquidity coverage ratio was 267.02 per cent.

Return on assets (ROA) stood at 4.4 per cent and return on equity (ROE) stood at 15.9 per cent for FY26.