LIC Housing Finance's Net Profit Rises 2.97% to ₹5,604.24 Crore in FY26

New Delhi, May 14: LIC Housing Finance reported a 2.97% rise in net consolidated profit for FY26, reaching ₹5,604.24 crore. Total income grew 2.64% to ₹28,843.49 crore, with a recommended dividend of ₹10 per equity share.

Q4 FY26 Performance

In Q4 FY26, net consolidated total income declined 1.25 per cent to ₹7,212.01 crore, compared to ₹7,303.51 crore in the same quarter last year. However, profit after tax grew by 8.66 per cent to ₹1,492.63 crore in Q4 FY26, against ₹1,373.63 crore in the corresponding quarter of the previous fiscal.

Dividend and Key Appointments

The board of directors recommended a dividend of ₹10 per equity share (500 per cent of face value of ₹2 per equity share) for FY26. The board also appointed Sandeep Kumar as chief operating officer (COO) of the company.

Key Financial Ratios

As on March 31, 2026, net worth stood at ₹39,365.59 crore, debt-equity ratio was 7.16, total debts to total assets was 0.87, and net profit margin was 19.45 per cent. Gross non-performing assets (NPAs) were at 2.15 per cent, while net NPA stood at 1.08 per cent. The liquidity coverage ratio was 180.74 per cent.